UdharGuru v2.7.0 — Complete Business Manager

Your Business,
Smarter, Faster & Digital

Digital Khata Ledger, Auto Interest Calculator, Invoice Generator, Kharacha Manager & Stock Tracker — 100% free for shopkeepers across India.

Auto Interest (Byaj) Engine Bluetooth Thermal Printing Kharacha Book Stock Tracker
Download Free (Google Play) Read Features Manual
UdharGuru Home Screen

10K+

Active Merchants

4.5★

Play Store Rating

100%

Free & Secure

100%

Offline First

All New Features (v2.7.0)

Everything your shop needs in one powerful app

Specially engineered for Indian shopkeepers, Kirana stores, wholesalers & small businesses.

Auto Interest (Byaj) Calculator

Set monthly interest rates (%) on credit loans. Supports both Simple & Compound Interest with automated monthly interest additions & balance updates.

Simple & Compound Byaj

Bill & Tax Invoice Generator

Create professional digital bills (Kachha/Pakka Bill) with discounts & taxes. Print directly using Bluetooth Thermal Printers (POS) or share PDF on WhatsApp.

Thermal Printer POS

Expense Manager (Kharacha)

Track shop expenses like Rent, Electricity, Staff Salary, Goods Purchase & Maintenance. Visual category summaries & daily/monthly expense breakdowns.

Kharacha Analytics

Inventory & Stock Manager

Maintain your product catalog, track available stock quantity, set buying/selling prices, and get automated Low Stock notifications when items run low.

Low Stock Alerts

Phonetic Duplicate Protection

Smart duplicate prevention ensures same-sounding customer names (e.g., "Raju", "raju", "RAJU") never duplicate your ledger database.

Clean Ledger

Multi-Business Profiles

Manage multiple shops, business profiles or branch accounts effortlessly within a single UdharGuru account. Switch between stores in 1 tap!

Multiple Shops

1-Tap WhatsApp PDF & Receipt Share

Send payment reminder messages, image receipts, and instant PDF statements directly to customer WhatsApp in just one click.

1-Click WhatsApp Share

Biometric & PIN App Lock

Protect your ledger & financial transactions from unauthorized eyes. Lock your app with Fingerprint, Face Unlock, or custom Security PIN.

100% Private
App Screenshots

See UdharGuru v2.7.0 in action

Home Screen
Home Screen
Byaj Calculator
Byaj Calculator
Bill Generator
Bill Generator
Expense Manager
Expense Manager
1-Click WhatsApp PDF & Receipt Share
1-Click WhatsApp Share
About The Founder

Built with dedication for Indian Businesses

Akhilesh Kumar Yadav

Founder & Lead Developer

I created UdharGuru to empower every small shopkeeper and business owner in India to manage their credit ledger, print bills, and track shop expenses digitally — with 100% data security and zero hidden fees.

Contact Developer View on Google Play

Start managing your business digitally today

Join 10,000+ smart shopkeepers using UdharGuru v2.7.0

Download UdharGuru Free

About UdharGuru

Version 2.7.0  ·  Build 105  ·  Updated 2026

Akhilesh Kumar Yadav

App Founder & Lead Engineer

App Version: 2.7.0+105

Active Merchants: 10,000+

Rating: 4.5 / 5.0 ⭐

Platform: Android (Flutter & Firebase)

UdharGuru v2.7.0 is an enterprise-grade digital business management app designed for retail shops, wholesalers, and service providers. It combines Customer Credit Ledger (Khata), Automatic Interest Engine (Byaj), Bill/Invoice Generator, Shop Expense Manager, Inventory Stock Tracking, and 1-Click WhatsApp PDF/Receipt Sharing into one simple, free tool.

What's New in Version 2.7.0

Our Mission

To eliminate manual paper registers for every small shopkeeper in India by offering a 100% free, offline-ready, bank-grade secure digital business management system.

Detailed Feature Guide

1. Customer Khata & Phonetic Dedup

Add customers, record credit given (Udhar) and payments received (Jama) with photo bill attachments and custom dates.

Example: Add "Raju Kumar" → Try adding "raju kumar"
App Response: "Customer already exists: Raju Kumar" ✅

2. Automatic Interest (Byaj) Calculator

Enable Interest on any credit transaction, set the monthly interest percentage (e.g. 2% or 3%), and choose Simple or Compound interest mode. The background engine calculates and posts monthly interest transactions automatically on due dates.

3. Bill Generator & Bluetooth Thermal Printing

Select products from inventory or enter custom items to generate instant PDF bills. Connect any standard Bluetooth Thermal Printer (POS) to print physical receipts on the spot.

4. 1-Click WhatsApp PDF & Receipt Share

Send instant PDF account statements, payment reminder alerts, or digital bill receipts directly to your customer's WhatsApp in just one tap.

5. Expense Manager (Kharacha Book)

Track business expenses separately from customer ledgers. Group expenses by category (Shop Rent, Utility Bills, Salaries, Stock Purchase) and view monthly P&L summaries.

6. Security & Recycle Bin

  • Biometric Lock: Enable Fingerprint or App PIN from Settings.
  • Offline Architecture: Fast Hive local database ensures zero lag offline.
  • Cloud Backup: Automatically backs up to encrypted Firebase cloud when connected.
  • Recycle Bin: Deleted data remains safely in the Recycle Bin for 5 days.

Developer Support & Feedback

Have suggestions or need assistance?
Email: akhilbharti208@gmail.com

Privacy Policy

Version 2.7.0  ·  Effective 2026

Your business data belongs strictly to you. UdharGuru stores your records encrypted under your personal account and never sells or monetizes user information.

What Information We Collect

  • Account Authentication: Mobile phone number and display name for OTP authentication.
  • Ledger & Financial Data: Customer names, credit/debit entries, interest rates, notes, transaction dates, and attached receipt photos.
  • Billing & Inventory Data: Item names, prices, stock quantities, and invoice records generated in the app.
  • Expense Records: Categories, amounts, and notes entered in Expense Manager.
  • Bluetooth & Printer Info: Used solely to discover and connect local Bluetooth thermal receipt printers.

How Your Data Is Protected

  • Encryption in Transit & At Rest: SSL/TLS network encryption and encrypted Firebase Cloud Firestore storage.
  • Biometric App Lock: Local device authentication (Fingerprint / PIN) keeps local data safe from unauthorized physical access.
  • No Third-Party Data Sharing: Your ledgers, customer details, and sales figures are strictly confidential.

Your Data Control & Rights

  • Instant Export: Export complete ledger and expense statements to PDF.
  • 5-Day Recycle Bin: Deleted customers, transactions, and expenses can be restored within 5 days.
  • Permanent Account Deletion: Contact support at akhilbharti208@gmail.com to erase your cloud account permanently.

Terms and Conditions

Version 2.7.0  ·  Effective 2026

Welcome to UdharGuru. By installing or using our application, you agree to these Terms and Conditions.

1. Services Offered

UdharGuru provides business accounting software tools including Customer Ledger Tracking, Automatic Interest Calculations, Multi-Business Profiles, PDF Statement Generation, WhatsApp Share, Digital Invoice Creation, Bluetooth Thermal Printing integration, Expense Management, and Inventory Management.

2. Account Security & Verification

3. User Responsibilities

4. Service Availability & Offline Backup

UdharGuru operates on an offline-first architecture. While offline data is stored on your device, cloud sync occurs automatically upon reconnecting to internet services. We recommend maintaining regular local or PDF backups of your transactions.

Security Standards

Version 2.7.0  ·  Security Overview

Security is the foundation of UdharGuru. We employ multi-layer security measures to keep your business numbers and customer privacy completely safe.

Encryption Architecture

  • TLS 1.3 Encryption: All data transmitted between your device and Google Firebase servers is encrypted using standard HTTPS/TLS protocols.
  • Encrypted Storage: Database collections on Google Cloud Firestore are encrypted at rest with AES-256 keys.
  • Biometric Protection: Optional Fingerprint and PIN lock screen prevents local unauthorized access to your phone app.

Device & Hardware Security

  • Bluetooth Printing Security: Printer connections are ephemeral and confined strictly to transmitting invoice print jobs.
  • No Hidden Background Data Access: The app accesses hardware features only when explicitly used.

Reporting Vulnerabilities

If you identify a security issue, please notify our team immediately at:
akhilbharti208@gmail.com